man in suit

Does Car Insurance Cover The Car Or The Driver?

Anyone who’s had a car has had to deal with car insurance questions. One common question that we hear all the time is “does car insurance cover the car or the driver?” While this answer is not true in all cases, the general answer is that car insurance covers the car, not the driver. We’ll go into the details and the exceptions so you can get through Metairie, New Orleans, or wherever you are without worrying about car insurance.

Who Is Covered On My Car Insurance?

When you have someone else drive your car in Marrero, you are generally letting them drive on your car insurance. However, there are a few exceptions to this. For instance, if the person you lend your car to is under the influence of alcohol or drugs or has no or an expired license, you will be responsible for the damage. You can also exclude certain people from your car insurance to make sure that any damage they cause behind the wheel of your car is their responsibility.

What Does Full Car Insurance Cover?

If you’re asking “what does full car insurance cover?” you will find that it covers both your car and the car you damage in an accident. It comes from combining comprehensive and collision coverage, which covers the damage to your car, with liability coverage, which pays for damage such as injuries and property damage that happens to others. For this reason, you will pay more for full car insurance than you will for comprehensive plus collision or liability alone.

Some full car insurance packages will also include coverage for uninsured and underinsured drivers, but it is important that you check with your Gretna insurance company as to what you’re getting in a full car insurance package.

Drive Home Smarter With Leson Chevrolet

If you’re in New Orleans or Westbank, Leson Chevrolet is the authority in cars. We’ve got the know-how, from service to financing, to get you driving with peace of mind. We even have a great selection of used cars to stretch your dollar further. Getting in touch with us is as easy as filling out our online contact form. We hope to see you soon!

More From Leson Chevrolet Company, Inc.

  • 2026 Chevrolet Blazer Overview

      Do you want to liven up your daily drives in New Orleans with a sporty SUV? The 2026 Chevrolet Blazer is a family-friendly SUV that feels more like a sports car, with a 228-hp turbocharged engine, an athletic stance, and precise handling. In the following 2026 Chevy Blazer overview, Leson Chevrolet Company, Inc. offers more details about the…

  • 2026 Chevy Silverado 3500 Trim Levels

      The Chevy Silverado 3500 HD can tow up to 36,000 pounds, giving you more than enough power to tackle your toughest tasks with confidence. Which configuration will you choose: the top-level Chevy Silverado 3500 High Country or the base model? Whichever trim you choose, you’ll be in good hands when you shop at Leson Chevrolet Company, Inc.….

  • New Chevy Colorado Tow Rating

      With the proper equipment, the 2026 Chevrolet Colorado can tow up to 7,700 pounds. Thanks to this truck’s impressive capacity, you can confidently haul heavy equipment or toys around New Orleans. Learn more in the following guide from Leson Chevrolet Company, Inc., where our team will cover the Chevy Colorado engine specs and towing features.   View InventoryContact…

My Cars

Your cars are empty.
Save some vehicles to get started!

Menu

Select Language

Leson Chevrolet Company, Inc. 29.90488, -90.06572.