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Buying a new car from Leson Chevrolet Company, Inc. means you’ll have to look over various options in terms of financing and insuring your car. Of the many optional insurance coverages you can opt for, there is gap insurance. So, what does gap insurance do? Put simply: it is designed to cover the gap between the owed amount on the car and the true cash value of the car at the time of an accident. Let’s discuss exactly what this insurance covers, and how it can benefit your Gretna area drives.
Gap insurance covers a variety of issues related to your vehicle. One thing Marrero drivers should keep in mind, however, is that it is meant to cover damage to your vehicle, and not the property or bodily injuries. With that, here’s exactly what gap insurance does, and does not, cover:
Gap Insurance Covers:
Gap Insurance Does NOT Cover:
The main takeaway from the question ‘what does gap insurance do?’, is that it is meant to cover total loss in the event of an accident. Though it is an optional coverage, it is worth talking with your insurance company about what it offers you.
In short: no. But it is highly recommended that you opt for gap insurance when purchasing a new car and going through the various insurance plans and financing options. Gap insurance is especially helpful if your dealership offers a plan that includes deductible coverage. Having this insurance will give you peace of mind, and help you save money, in the unfortunate event of an accident. Speak with our financing team to talk about buying gap insurance.
Whether you’re ready to purchase or just starting to look, it pays to have the knowledge about various insurance plans. Make sure you understand exactly what you need, and want, before purchasing a car. The right coverage can save you time and money down the road. Visit us today in Harvey, or simply contact us online with any questions you may have!
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